*No purchase or payment of any kind is necessary to enter, win or claim a prize. Void where prohibited by law. The Contest will begin on July 1, 2022 and end on September 30, 2022. All new accounts are subject to standard account membership terms and disclosures. Eligible account types are Savings with Checking and debit card. Referring and new members must be 18 years old and remain in good standing in order to receive incentive within 90 days from the date of new member's account opening. Existing primary members and joint owners opening a new membership do not qualify as a new member. Former members qualify as a new member provided their previous account was closed within six months prior to date of reopen. The credit union may modify the terms of the referral program without prior notice. Membership eligibility and other restrictions apply. You may also enter by mailing a 3 x 5" index card to "Membership Referral Contest", UHS Employees Federal Credit Union, 33-57 Harrison St, Johnson City, NY 13790, which must be postmarked by September 30, 2022. Must be eligible for credit union membership in order to enter. Visit www.ShareUHS.com for Official Rules and complete details. Federally insured by NCUA.